Here is the Fox Chest Protector template for Photoshop.
There's the chest protector frame and you can choose different plastic colors (red, blue, green, pink..., clear/mat). Just import a rider skin into the template, drag it to the bottom (under the frame and the plastics parts), choose the color you like and save the rider as "rider-whateveryouwant.png" in your Mx Simulator personal folder, like any other skin.
Download it here : http://www.mediafire.com/?mweoezzdykq
Hope you'll like it, you'll feel more confortable on BIG triples riding with with the chest protector on...
Here's mine:
![Image](http://img60.imageshack.us/img60/9594/mx20081001a200811081418pt8.jpg)